I am currently driving a 2021 Subaru Ascent that got beat up last week with hail. No paint or window damage but it hit most panels.

Should I try to get it totaled, fix it and sell it or cash out an ACV check and then sell it? It is in great shape other than the hail. 32k miles.

I owe $12k on the Subaru. I could pay it off if needed but it had zero% financing so I stretched it out

If you have a loan , you're obligated to. In fact the insurance will likely cut a check to you and the insurance company together

In reply to 1agswitchin4lanes

1agswitchin4lanes said:

---

If you have a loan , you're obligated to. In fact the insurance will likely cut a check to you and the insurance company together

---

My question was more should I pay it off before the insurance cuts a check

In reply to cityagboy

cityagboy said:

---

1agswitchin4lanes said:

---

If you have a loan , you're obligated to. In fact the insurance will likely cut a check to you and the insurance company together

---

My question was more should I pay it off before the insurance cuts a check

---

I would pay it off, keep the insurance check , possibly PDP and then sell it

If you fix it, I would be interested in knowing your list price afterwards...